Our Blog

Informative articles on insurance, safety and risk for you, your family or your business. Each article includes a link for you to share with anyone who may benefit.

• Why Renters Insurance is a Must-Have Investment for Every Tenant
• Conquer Your First Home: 10 Key Steps to Homeownership
• How to Avoid Mileage Fraud When Buying a Used Car
• What to do if the hood of your car pops open when driving?
• Stay Safe and Protected This Winter
• Contractor or Full-Time Employee?
• Holiday Superfood Roundup
• Statistics on Driving and Drivers
• Simple Ways to Extend the Life of Your Vehicle
• RV Insurance Basics
• Preventing a Dreaded Sewer Backup
• Personal Umbrella Policy Basics
• Happy Campers: Tips for Successful Outdoor Adventures
• Home Business Insurance Basics
• Invisible Dangers in the Home
• Roadside Emergency 101: What to do if your car breaks down
• Medium Sized Business Insurance Basics
• Get Yourself Winter Ready in No Time
• Is Your Home Insurance Up to Date?
• Watch the Road! The Dangers of Distracted Driving
• Home: Exterior Upkeep for Lasting Value and Longevity
• Staying Cool During the Summer Months
• Avoiding Remodeling Mishaps
• Manage Personal Automobile Insurance Costs
• RV Ready: Spring maintenance for summer fun
• Spring Tune-Ups for Summer Adventuring
• Business Travel Insurance for Peace of Mind
• Travel Insurance 101
• The Most Common Holiday-Related Insurance Claims
• Homeowner's Insurance, Part 2: Contents Coverage
• Homeowner's Insurance, Part 1: Back to Basics
• Pet Care 101: Tips for Hot Weather Handling
• Protecting Your Property from Theft
• Avoiding Summer Heat-Related Illnesses
• Recreational Vehicle and Camper Safety
• Commercial Umbrella Basics: Part II
• The Small Biz Decisions: To Incorporate or Not
• Car Trade-In Tips
• Baby on Board: Finance Tips for Growing Families
• Dryer Vent Safety
• Career Planning
• Inspecting and Maintaining Home Utilities
• How to Protect Yourself as a Renter
• Commercial Umbrella Insurance 101
• Safety Tips: Buying and Selling Online
• Business: Promoting Additional Training for Employees
• Virtual Communication 101
• Got the Winter Blues? Get Outside! (Even if it is Cold)
• Business: How to Help Employees Through Tough Times
• New Year, New You: Getting back on track after 2020
• Tips for spending and saving during hard times
• Training New Employees
• Tips for Successful College Visits
• Tires 101: Everything You Need to Know to Stay Safe on the Road
• Virtual Schooling Tips
• How to Buy a Used Car 101
• Ten Tips For Safe Holidays With Your Family (and COVID)
• The COVID Meltdown: How to Cope with Pandemic-Related Stress
• Home Work: Productivity Tips for the Virtual Workplace
• Business: Outsourcing vs. Hiring
• Caring for Elderly Family Members
• Happy Halloween: Stay Safe and Decorate
• Safety for your Second Home
• All About Warranties
• Re-evaluating Your Business Insurance
• Social Media Safety
• Childproofing 101: Tips for a Baby-Safe House
• Preparing for an Emergency (Like a Pandemic)
• Home Innovations: Technology for Smarter Living
• Business Tips: Social Distancing for Companies that Engage with the Public
• Back to School (or not): Keeping Kids Healthy During COVID-19
• Vacations and Business
• Keeping your Cool in the Summer
• A Day at The Beach
• Top 10 Risks Related to Summer Driving
• Ready to Sell Your Small Business? Here Are Some Tips to Prepare
• 10 Tips to Prep for Boat Season
• The pros & cons of selling your home on your own
• How To Have A Social Distance Summer (And Still Have Fun)
• Family Flying: Tips for surviving a plane trip with young kids
• Tips for Watering Summer Gardens
• Maintaining Business Vehicles
• Social Distancing Fix-Ups
• Top Reminders for Teen Drivers
• Top 5 Tax Saving Tips for Small Business
• The Hidden Costs of Connected Cars
• Wedding Season Tips
• Protecting Your Home From Pet Damage
• Power Strip Safety
• Creating a Comfortable and Functional Work Environment
• How to Handle a Flat Tire (Almost) Like a Pro
• At Home: Keeping Appliances in Check
• Tips for Achieving and Maintaining Good Credit
• Snow, Ice, and Roofs
• Corporate Responsibility
• 10 Tips for Driving in a Snowstorm
• Which Policy is Best for Your Business
• Tips for Outdoor Lighting
• End of the Year Insurance Checklist
• Insurance Policies for Home, Recreation, Travel & More
• All About Artisan Contractors
• Top 10 Tips to Make Sure Your Car is Winter Ready
• Homeowner Safety: Before You Dig...
• Bon Appetit: Holiday Food Safety
• Business Owners Policy
• Winter Homeowner Safety
• Car Recalls: Everything You Need to Know
• Fall ATV Safety
• Retirement Preparation for a Stress Free Post-Work Life
• The Hows and Whys of Business Plans: Save Yourself Time and Energy
• Top Ten Tips for Storing and Insuring your Stuff
• Renters Rights and Insurance, How to Protect Yourself in Any Situation
• Safety tips for trampolines and other high-risk backyard fun
• How do You Insure a Restaurant or Food Service Business?
• Insurance Coverage for Outbuildings
• Car Seat installation Tips and Inspections
• Insurance for Seasonal Homes
• Car Tire Safety
• Motorcycle Insurance & Safety
• What to know about having a board of directors for your business
• Wearing a Helmet
• Driving Safety: Tips & Tricks for Securing Cargo
• Pool Safety: Taking Care of Your Pool
• Tree Care for Homeowners
• Boating Safety Checklist
• What is Inland Marine Insurance?
• Safe Driving Tips, Part 2: All About Focus
• Spring Homeowner Safety Checklist
• UTV and ATV Insurance
• Safe Driving Tips
• Spring into Spring Cleaning
• Types of Business Risks
• Teenage Drivers
• Lessons from Tech World Culture
• The Effects of Stress
• Home Sales: Quick fixes for a quick turnaround
• Finding the Work/Life Balance
• Can A Home Renovation Affect My Insurance?
• Check your Blood Pressure Month
• Launching a Business: How do you know you're ready?
• Protecting Your Privacy in the New Year
• Things That (Most Likely) Need to be Replaced in the New Year
• January is National Winter Sports TBI Awareness Month
• How to Survive Working From Home
• A Guide to the Ultimate Ski Trip
• Holiday Toy Safety
• Six Steps to Taming Your Cold or Flu
• Prepping for Winter Business Safety
• Winter Home Preparation
• Holiday Season Travel Tips
• National Healthy Skin Month
• Clients are Everything: Ways to Create Loyalty
• How to survive a home remodel
• Packing up for summer: How to wrap up the season
• Top 7 Sensational Destinations for Fall Travel
• Quick Checklists for Preparing Your Car, RV or Boat for Winter
• Small Business Boosts for Employers
• Back to School Health Tips for Kids & Parents
• September is Healthy Aging Month
• Back-to-School Basics for College: How to Prepare
• Creating a Vision Board for your Business
• Tips for Creating Great Outdoor Living Spaces
• Eat your Fruits and Veggies
• 8 Tips for Essential Water Safety
• Navigating Vacation Policies for Small Business Owners
• Sunscreen Essentials for 2018
• Tips for a Safe and Sensational Barbecue
• Your Next Great American Vacation
• Five Steps to Enjoying the Outdoors (Forest Bathing) Anywhere
• A Guide to Summer Camp Preparedness
• The Unconventional Workplace
• Concerns About Teen Vaping
• Seeing is Believing: May is Healthy Vision Month
• Swimming Pool Season
• Charitable Giving: A Win-Win for Your Businesses
• Tips for Planning a Successful Summer for Kids
• Healthy Eating: The Dirty Dozen and the Clean 15
• How to Choose the Right Doctor
• Wildlife & Car Collisions
• How to be Road-Trip Ready
• Your Yard & Garden Spring To-Do List
• Annual Employee Reviews
• Kids & Concussion-Prone Sports
• Ways to Stress Less
• Car Talk: How to Best Maintain your Vehicle
• Traits of a Successful Manager
• Teen Dating & Relationships
• Winter Workplace Safety
• Winter Sports Safety
• 6 Health, Food & Fitness Trends for 2018
• National Radon Action Month
• Internships 101 for the Small Business Owner
• Top 10 Health & Happiness Apps for Your New Year
• Tips for a Hassle-Free Move
• Winter and Insurance
• Gifting Money
• The Small Business Owners' Holiday Survival Guide
• Food Allergy Awareness
• November is National Sleep Comfort Month
• Ordinance or Law Coverage?
• Spooky Season: Halloween Safety Tips
• Fall Proofing: Preventing Falls Inside and Outside of the Home
• Domestic Violence Awareness Month
• When to Outsource
• Preventing Assignment of Benefits Fraud for Home and Business
• Top Issues for Small Business Owners
• Safety for Student Drivers
• Theft Prevention Technology
• Preventing Heat-Related Illnesses
• Top 10 Back to School Tips
• Making the Most of Summer Harvest
• The Opioid Crisis: What You Need to Know
• Have Work, Will Travel
• Summer Motorsports Safety
• Smartphone Apps Designed to Make the Most of your Summer
• The Countdown to College
• Ready to Buy that Summer Boat?
• Hiring for the Summer
• Alzheimer's Awareness Month
• Jobs of the Future: How the Job Market is Evolving
• Should your Child get a Summer Job?
• Springtime is Allergy Time: How to Treat and Prevent Seasonal Allergies
• Get Moving this May: National Physical Fitness and Sports Month
• Choosing the Right Automobile
• Earth Day 2017: 7 Ways to Green-Up Your Life
• April is Sexual Assault Awareness Month
• 10 Tips for Prepping the Home & Garden for Summer
• How to Run a Family Business Without the Family Drama
• Pet Health News Updates
• Baby on Board: Driving with Kids
• What is a Catastrophe?
• Heart Health: What's New & What Works
• Top 10 Mistakes Made by Small Businesses
• Marriage and Money
• Top 10 Ways to Keep a Great Employee
• Preventing Sports-Related Brain Injuries
• Winter Pet Safety
• Cyber Loss & Cyber Insurance
• Six Steps to Insulating your Home
• Protecting Your Hearing in a Digital World
• Does your Mental Health Change with the Seasons? You Might Have SAD
• Workplace Gift Guide
• World AIDS Day 2016
• Top 6 Tips for Business Success from Top Entrepreneurs
• Stay Fit: How to Not Gain 10 Pounds over the Holidays
• Up in the Air: Holiday Airplane Travel Tips
• How does having a baby affect insurance
• Debt Management: Tips for keeping debt at bay
• Tips for Transitioning after a Promotion
• Brighten your Smile for Dental Hygiene Month
• 10 Tips for Scoring that Promotion
• Understanding Chronic Pain
• Insurance Needs for Home Additions and Renovations
• Insurance for Empty Nesters
• 10 Ways to Plan for a Carefree Retirement
• Health and Safety at Work
• Get Away: Insuring Your Vacation Home
• 6 Things To Do Before Getting a Family Dog
• How to Let Employees Go Legally
• 10 Tips for Conducting Performance Reviews
• Minnesota Recreational Vehicles and Insurance: What you Need to Know
• Wedding Safety Checklist
• Sewer Backups, Causes & Coverage
• Summertime Safety: Top Five Summer Health Hazards
• When the Boss Goes on Vacation
• 10 Things to Know About the Zika Virus
• Motorcycle Insurance Basics
• Making the Leap: When to Start Your Own Business
• Get your Boat Water-Ready for Summer
• May is Melanoma Detection Month
• Wearable Tracking Devices: Do They Really Work?
• Spring Cleaning Your Business Finances
• 6 Tips to "Spring Cleaning" Your Personal Finances
• Child Abuse Prevention Month: Be A Part of the Solution
• 7 Tips for a safe and fun Road Trip
• Personal Annual Review Wizard
• All About Water
• 7 Tips to Keep Your Vision Healthy
• Does my business in Minnesota need flood insurance?
• Gun Safety at Home
• Pets & Emergency Preparedness
• Celebrate American Heart Month 2016
• Emergency and Disaster Preparedness for the Businesses in Minnesota
• Is Your Household Disaster Ready?
• 5 Cyber Safety Tips for Kids
• Your home while you're away!
• Top 10 Ways to Stick to Your New Year's Resolutions
• The Downside of Digital Addiction
• Snow Shoveling Safety
• 7 Tips for Buying Safe Gifts
• Holidays at the Office - Making it Fun
• Holidays at the Office
• How to Survive the Holidays
• Holiday Food Safety
• November is American Diabetes Month
• Weird Insurance
• Storm Warnings: Did a storm trash your roof or damage your house?
• October is Breast Cancer Awareness Month
• Save a Bundle by Bundling?
• Insuring Your Landscaping
• Scheduled Business Property
• Scheduled Personal Property - What Else Should I Insure?
• Quirky Workplace Lawsuits
• Water Safety for Kids & Adults
• Back to School with Allergies in Tow
• National Immunization Awareness Month
• Backyard Summer Play
• Vacation Policy Blues
• Common Camping Mishaps
• Smart Summer Hosting
• Staying Safe in the Sun
• Would Your Business Benefit From a Flexible Schedule Plan?
• Guns in the Home?
• Summer Mishaps
• Health Insurance & Mental Health
• Health Incentives: Getting Paid to Work out in the Workplace
• Dangerous Driving Habits
• American Stroke Awareness Month
• All About Workers' Comp
• Hooray for Earth Day
• Spring Safety
• Hay Fever Season has Sprung
• Minnesota Commercial Auto Insurance
• Up-and-Coming Technology
• Spring Break Safety Tips 2015
• National Poison Prevention Week 2015
• Insurance Trivia, Homeowner Facts
• Employee Retention Techniques
• Avalanche Danger
• All About the Heart
• Weather Watch
• Avoiding a Wreck: Top 10 ways to stay safe behind the wheel
• Tips for Creating a Healthy Business Environment
• Test Your Knowledge-Insurance Trivia
• National Blood Donor Month 2015
• New Year's Resolutions for your Business
• Christmas Tree Safety for Families in Minnesota
• All About the Influenza
• Procrastination at Work, What are the Costs?
• Insurance Fun Facts
• The Smoking Gun
• Sleep and Health
• Emergency Preparedness for Small Businesses
• Online Safety for Kids and Teenagers
• The Ebola Crisis: How Does it Affect Us?
• Mental Health Awareness Week, Oct. 5-11
• Work De-Stressors
• Jack and Sara's Summer Road Trip: Final Installment
• National Food Safety Month
• Back to School Safety
• Cruise Control to Sensory Underload
• Working Upright for Health
• Tips for Travel Trailer Safety
• Healthful Foods Abound at Summer Farmers' Markets in Minnesota
• Jack and Sara's Summer Road Trip: Installment Three
• Summertime Workplace Doldrums: How to Keep Employees Motivated
• Jack and Sara's Summer Road Trip: Installment Two
• The Bouncy Castle Conundrum
• Firework Safety: Celebrating Fourth of July with Fingers Intact
• Jack and Sara's Summer Road Trip: Installment One
• Everybody Has an Opinion: Staying Afloat in the Age of Online Reviews
• Eating Healthy While Dining Out
• Drowning in Passwords? Use a Password Manager
• National Stroke Awareness Month: Detection, Action and Prevention
• Cyber Security Liability Insurance
• Cyber Security: Is Your Business Safe?
• Spring Cleaning for Outdoor Fun
• Workout for a Better Work-Life Balance
• How to Reduce Employee Health Costs? Promote a "Culture of Health"
• Immunization Myths and Facts
• April is Alcohol Awareness Month
• Fun Overload: When Good Times Get Out of Hand
• Are We There Yet? Driving with Kids
• Insidious Indoor Air Pollution: Is your Minnesota home safe?
• The Psychology of Smoking and Its Affect on Insurance
• Helpful Resources for Inspired Entrepreneurs
• Shovel Safely: How to Prevent Snow Shoveling Injuries
• The Polar Vortex: Are You Protected?
• January is National Blood Donor Month
• Better Your Minnesota Business in 2014: Smart Business Resolutions
• The Latest Breeze: Top Weather Resources
• Great Minds Think Alike: Top 10 Most Common New Year's Resolutions
• Professional Parties: Lawsuit-Free Holiday Celebrations
• 'Tis the Season...for Accidents: Preventing Holiday Home Mishaps
• Railroad Crossing Safety
• Getting Ready for Fire Season, Clean your Chimneys and wood stoves
• Types of Social Media
• Asbestos: The Hidden Health Hazard
• Facebook and Privacy: Can the Two Go Hand in Hand?
• The Cons of Cruise Control
• Spooky Houses: Oops! I Bought a Haunted House in Minnesota!
• Social Media: A True 'Friend' to Your Minnesota Business
• Germaphobes Beware: The Lowdown on Smartphones and Other Bastions of Bacteria
• Every Burst Counts: New Discoveries About the Power of Short, Intense Workouts
• Liability Insurance: No Business is Too Little
• Backyard Fire Pits: Safe Until Summer's End
• Lost Hardware Detectives: Track Down Your Missing Device with Cutting-Edge Apps
• Attention Drivers: Hands-Free Voice Messaging Not As Safe As it Seems
• Back to School & Insurance
• Social Media in the Workplace: Are Your Employees Over-Indulging?
• Dog Bites Cost Big Bucks: Are You Insured?
• Contractor Caution: Smart Tips to Avoid Getting Burned
• Umbrella Insurance for Minnesota residents. Added Protection Where You Need It
• Tornado Preparedness: Staying Safe in a Twister
• Skin Cancer: A Scary Reality
• Cell Phone Overdose: Tips for Prevention
• Summer Safety for Kids
• Springtime Sneezes: Common Seasonal Allergies and How to Beat Them
• Burnishing Your Business: Spring Cleaning at Work
• The Air You Breathe: Household Air Pollution
• Fender Bender or Worse? File a Police Report!
• Is Your Neighborhood Harmful to Your Health?
• Incentives for Employee Health
• National Lawn and Garden Month
• Head Injuries in Minnesota Football
• Getting a Grip: The New Standard in Steering
• National Wise Health Care Consumer Month
• Love and Life Insurance: A Perfect Match
• Fact or Fiction: Identifying Insurance Myths!
• Winter Sport Mishaps: Staying Safe in the Snow
• New Year, New Resolutions, New Insurance Rates
• Off the Job Safety: What is it?
• Extravagant Holiday Gifts and How to Protect Them
• Holiday Party Hullabaloos: Are You Prepared?
• Car Winterizing Tips
• Workers' Compensation Insurance: Why and How You Should Get It
• Insurance We Don't Think of as Insurance
• November: Child Safety and Protection Month
• Good Insurance Makes Good Neighbors
• Back to School and Behind the Wheel: Driving Tips for Minnesota Teens
• Back to School and Behind the Wheel: Driving Tips for Minnesota Teens
• Insurance Rates and the Law of Large Numbers: Making Sense of the Math
• So You Think You Know About Business Insurance? Take This Quiz.
• Umbrella Insurance Explained
• Home Improvement Projects: Are You Properly Insured?
• Robotic Cars: A 21st Century Reality
• Common Summer Mishaps
• Unusual Work-Related Insurance Policies and Claims
• Smooth Sailing: Boat Insurance
• Have Laptop, Will Travel: Keeping Data Secure
• Dangerous Breeds: Will Your Pet Affect Your Premium?
• The Evolution of Insurance: From Fire Marks to Fire Insurance Pools
• The Weird World of Insurance: A Policy That Covers What?
• In Honor of Earth Day: Green Your Life, Update Your Minnesota Insurance Policy
• Cloud Computing: Revolutionary or Just Plain Risky?
• Strange Claims and Curious Coverage: The Weird World of Insurance
• Stay Healthy and Save Money: How Good Nutrition Can Affect Your Health Insurance
• Brits, Beans, and Boats: How Underwriting Was Born
• Healthy, Wealthy and Wise: Maintaining a Healthy Workplace
• Home Health: Tips for Making Your Shelter Healthy
• Wacky Insurance | Insurance You Never Knew You Needed
• Insurance for the Age of Technology
• Keep Warm Wisely: How to Safely Heat Your Minnesota Home
• Keep Warm Wisely: How to Safely Heat Your Minnesota Home
• Safety Checklist for Minnesota Households
• New Year, New Policy
• Winter Driving Emergency Supply Kits
• Winter Driving Tips
• Protecting Your Company's Assets: Enjoy Business Peace of Mind
• The Season of Giving: Protecting Your Assets
• Do You Know D&O? Directors and Officers Liability Insurance
• Not-So-Merry-Mishaps: Holiday Accidents
• Securing the Right Password
• Cozy and Safe: A Winterized Home
• Earthquakes: Are You Ready?
• National Preparedness Month
• Back to School Insurance Basics
• Thunderstorm Safety Tips
• Outdoor Work Safety, The Biggest On-Site Risks
• Securing the Future: Car Seat Basics
• Top 10 Most Expensive Cars to Insure
• Tips You Can Use: Higher Deductibles - Are They Worth It?
• Potential Coverage Gap from Domestic Employees' Owned Autos
• Environmental Liability and Your Business
• Directors and Officers Insurance
• Insurance for Food Service Businesses
• The Weather is Changing, And So Is the Time: Safety Tips for October
• What to do after a car accident
• What you need to do after a homeowner loss
• Avoid Phone Conversations and Texting Behind the Wheel
• Defuse Those Electrical Fires
• Are there any disasters my property insurance won't cover?
• What should I know about Risk Management?
• Understanding the Need for Long Term Care Insurance
• Protecting Your Family From Carbon Monoxide Poisoning
• Does Your Business Need Business Interruption Insurance?
• Disability Insurance Basics
• Inland Marine Insurance Basics
• Ocean Marine Insurance Basics
• Professional Liability Insurance Basics
• Employment Practices, Risk and Management
• Business Emergency Planning
• Winter Driving Tips
• Wireless (Wi Fi) Security in the Home
• Managing Homeowner Premium Costs
• Small Business Insurance Basics
• Boat Insurance Basics
• Fujita Scale
• Hurricane Property Preparation Checklist
• Hurricane/Flood Disaster Supply Kit
• Hurricane/Flood Property Preparation Checklist
• Personal Evacuation Plan
• Computer Password Security
• Home Inventory Suggestions
• Home Inventory Suggestions, Part I
• Home Pool Safety
• Hurricane Evacuation Plan
• Hurricane Safety - Before and After
• Kids Off To College? New Risks
• Product Safety - Infants and Children
• Protecting Yourself from Identity Theft
• Tornado Safety
• Vacation Home Protection
• Vehicle Oil Change Considerations
• Flood Preparation and Flood Insurance