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Informative articles on insurance, safety and risk for you, your family or your business. Each article includes a link for you to share with anyone who may benefit.

Fri, Mar 29th, 2013

Hockey is a notoriously rough sport, and no part of the body is more vulnerable to injury by that cold, hard ice or that fast-flying puck (not to mention a fellow player's fist or elbow) than the head. Concussions abound in the NHL, with more and more-many of them undocumented-happening every year. Former hockey star Keith Premeau, who suffered at least four concussions during his career, told the L.A. Times in 2011 that his career was cut short by his head injuries. "[T]here isn't a day that goes by that I don't sense I've damaged my brain," he said. This is sad, but not surprising, as concussion-related symptoms can last for years.
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Fri, Mar 8th, 2013

Those of us in Minnesota who took our Drivers' Ed classes in decades past certainly remember the oft-repeated phrase "ten and two." Ten and two is a kind of code for the positions one's hands should take on a steering wheel. If the steering wheel is a clock, we were all told that you should place your right hand at two o'clock and your left at ten o'clock. Keeping your hands thus positioned would enable you to steer effectively and retain the greatest control over your vehicle. Ten and two! It's practically gospel, right?
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Fri, Feb 22nd, 2013

Do you consume health care wisely? This is the month for Minnesota resident to consider that question.
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Fri, Feb 15th, 2013

Red hearts, chocolate, lace, and roses: it's that time of year again. With February comes Valentine's Day, and with Valentine's Day comes thoughts of love. While Valentine's Day emphasizes romantic love, or eros-the kind of love that results when Cupid's arrow penetrates a heart and inspires swoony, smitten feelings of attraction and desire-it's also a time to celebrate other forms of love, like the love a parent has for a child, the love between friends, or the quiet, strong and steady love between long-married spouses. Indeed, Valentine's Day is a time to honor all kinds of love.
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Fri, Feb 8th, 2013

Insurance can be a tricky business. Shopping for can feel intimidating because there are so many providers and plans to choose from, so much fine print...and so many misconceptions! Yes, myths abound in the insurance world, and they are perpetuated as readily and colorfully as any fairy tales or legends.
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Fri, Jan 25th, 2013

It may not snow that often Minnesota, in case you are headed north this winter here are some great winter tips. One of the best ways to beat the winter blahs is to stay active. When the weather is chilly, the sky is gray, and your mood is blue, it's smart-and fun-to get out and get moving. Downhill and cross-country skiing, snowboarding, and ice-skating are just a few classic winter sports that make many people look forward to the most frigid time of year. But, like all sports, these winter sports can be dangerous. Accidents are common, and costly. Use the following tips to stay safe during winter sports season, and protect your finances in the event of a mishap.
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Fri, Jan 18th, 2013

Resolving to make improvements to your health and habits in 2013 can do more than just improve your longevity, your quality of life, your appearance, and your attitude; it can also work to put more money in your pocket! How? Well, in addition to all the cash you'll save by foregoing that daily double mocha with whipped cream, you can also reap the benefits of having decreased insurance rates. That's because many insurance providers will give you a break if you make changes for the better. For example:
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Fri, Jan 11th, 2013

Off the job safety is essentially an extension of on-the-job safety rules. Designed to keep employees in Minnesota safe and healthy even when they are not at work, off the job safety ensures that they can keep coming back to work and keep contributing to the company! Off the job safety also helps businesses to save money, because employees who are safe and healthy outside of work tend to use their employer-provided health insurance less, resulting in savings for the employer.
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