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If you're a proud homeowner in Minnesota, having the right insurance is critical to your peace of mind. Before you purchase a policy, however, it's important to have a clear understanding of what homeowner's insurance does and does not cover. If you have specific concerns about your home or its location, it's likely that you can insure your home against these risks as long as you know which level of coverage or supplemental policy is required.
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Finding a great employee takes effort, and keeping a good one long-term is a major accomplishment. If you're a business owner, you know that hiring and training employees takes an enormous amount of time and energy and always results in lost productivity. By some estimates, replacing an employee even a mediocre one can result in the loss of up to 20 percent of that worker's annual salary. And there's nothing worse than investing in a great prospect, only to have him or her move on in six months for the next best opportunity.
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Although avalanche danger doesn't affect most of us on a day-to-day basis, there's something fascinating and terrifying about the possibility of being buried beneath a tidal wave of crashing snow. It's easy to think an avalanche won't happen to you, but it isn't impossible: just last year a massive slide was triggered in a neighborhood in Missoula, Montana, resulting in one fatality and severe damage to several homes.
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Did you know that heart disease is the number one killer of both men and women in the United States? Yet few people take the time to understand their own personal risk factors and take the steps necessary to reduce them. In honor of Valentine's Day, let's talk heart!
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Calculating the cost of natural disasters and extreme weather events is a complex process that takes a myriad of factors into account, including insurance payouts, lost income, property damage, and lives lost. In most cases, the cost of damage caused by these events far exceeds insured losses. Read on to find out some of the most surprising and significant facts about weather and insurance in the United States and around the world.
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Dangerous road conditions can occur any time of year, but winter is prime time for difficult driving in many Northern climates. Be prepared for whatever comes your way on the road by following these safe-driving suggestions:
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It's no secret that many well-known, high-performing companies put serious effort into creating a healthy and comfortable work environment that is conducive to employees' productivity, creativity, and overall wellbeing. But you don't have to be a multi-million dollar enterprise to promote a healthy workplace. Implement these simple ideas to enhance your office atmosphere, and potentially improve your bottom line to boot.
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